Coast FIRE / Barista FIRE Calculator
Find the balance where you can stop saving and let compound growth carry you to retirement, or work part-time without contributing.
Inputs
25x your annual expenses (4% rule)
Use 5% as a conservative real return assumption
You hit Coast FIRE at $347,066. You\u0027re currently at 21.61% of that.
Once you reach Coast FIRE, you can stop saving entirely and your existing balance grows to $1,500,000 by 65.
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Coast FIRE / Barista FIRE Calculator helps users make a investing & retirement decision with clearer numbers, assumptions, and next actions.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Coast FIRE / Barista FIRE Calculator helps users make a investing & retirement decision with clearer numbers, assumptions, and next actions.
How to Use It
- 1Enter your numbers in the input panel.
- 2Review the live results and interpretation on the right.
- 3Use the goal outputs to compare options or plan the next step.
- 4Use the related links below if you want to move from analysis to action.
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