Our take1-year term earning 4.11% APY with no minimum deposit.
1
PD
PD
Popular DirectTop rate
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.11%
+$1,027
interest over 1-year
Your bank pays 0.38%+3.73% higher APY
200 CDs across all terms · Updated daily
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How we rankWe rank by total value — not the headline teaser rateSponsored offers are labeled and never ranked higher for payingEvery account here is FDIC-insured to $250,000Methodology →
Best rate by term6 mo: 4.10%1 yr: 4.11%1.5 yr: 4.15%3 yr: 4.20%5 yr: 4.20%
Your balance$25,000
Currently earning0.38%
Or enter exact
%
Top 1-year CD earns
+$1,027
at 4.11% APY, locked for 1-year. That's $932 more than your bank over the term.
Advertising disclosure: Some products are from partners. This does not affect rankings.
Full disclosure →MethodologyRanked by true cost: APY by term, minimum deposit, early withdrawal penalty, and FDIC/NCUA insurance.
Showing 44 CDs
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Our take1-year term earning 4.1% APY with no minimum deposit.
2
BB
BB
Bask BankTrusted
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.10%
+$1,025
interest over 1-year
Your bank pays 0.38%+3.72% higher APY
Our take1-year term earning 4.1% APY with no minimum deposit.
3
LO
LO
Live Oak Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.10%
+$1,025
interest over 1-year
Your bank pays 0.38%+3.72% higher APY
Our take1-year term earning 4.1% APY with no minimum deposit.
4
EA
EA
EagleBank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.10%
+$1,025
interest over 1-year
Your bank pays 0.38%+3.72% higher APY
Our take1-year term earning 4.1% APY with no minimum deposit.
5
MB
MB
Merrick Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.10%
+$1,025
interest over 1-year
Your bank pays 0.38%+3.72% higher APY
Our take1-year term earning 4.1% APY with no minimum deposit.
6
ET
ET
E*TRADE
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.10%
+$1,025
interest over 1-year
Your bank pays 0.38%+3.72% higher APY
Our take1-year term earning 4.03% APY with no minimum deposit.
7
LB
LB
Limelight Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.03%
+$1,008
interest over 1-year
Your bank pays 0.38%+3.65% higher APY
Our take1-year term earning 4% APY with no minimum deposit.
8
BS
BS
Bread SavingsTrusted
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our take1-year term earning 4% APY with no minimum deposit.
9
NB
NB
Newtek Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our takeThough there are banks with lower minimums on CDs, CIBC's is manageable, but there are only four standard terms for savers to choose from.
10
CB
CB
CIBC Bank USA
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our take1-year term earning 4% APY with no minimum deposit.
11
CF
CF
Colorado Federal Savings Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our take1-year term earning 4% APY with no minimum deposit.
12
GB
GB
Goldwater Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our take1-year term earning 4% APY with no minimum deposit.
13
SF
SF
Salem Five Direct
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our take1-year term earning 4% APY with no minimum deposit.
14
TB
TB
TAB Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
4.00%
+$1,000
interest over 1-year
Your bank pays 0.38%+3.62% higher APY
Our take1-year term earning 3.99% APY with no minimum deposit.
15
LS
LS
Luana Savings Bank
FDIC insuredNo minimumMatures Jun 2027
1-year CDAPY
3.99%
+$998
interest over 1-year
Your bank pays 0.38%+3.61% higher APY
Updated daily·FDIC/NCUA coverage shown where verified·How we rank & verify rates·Advertising disclosure