Your bank may be costing you thousands.
We envision an America where great banking options are accessible to everyone, and where every person feels in full control of their financial journey.
SwitchWize was founded on a simple belief: banking should work for people, not the other way around.
Savings is just one of four.
You’ve already seen your savings gap above. The full Money Map also checks debt, mortgage, and cards, then ranks every opportunity by estimated dollar impact, so you act on the biggest one first.
What a Money Map checks
Every gap, ordered by dollars.
The full scan turns your savings, debt, mortgage, and card details into one prioritized list, your highest-impact move first, with the exact next step for each.
- 1Share rough numbers for each area
- 2See every gap sized in dollars per year
- 3Act on the biggest one first
About 90 seconds · No account · No credit pull
An example: $2,740 a year, hiding in plain sight.
A sample household with $32,000 in savings had three ranked opportunities. Money Map keeps the output short: what to fix, what it is worth, and what to do first.
Your own scan uses your real numbers.
Run my Money MapIllustrative example. Idle-cash figure uses today’s live rates (0.38% vs 4.20% APY); your actual Money Map is built from the balances you enter.
Updated rates from 150+ institutions.
See rate tables →See current opportunities across cash, debt, mortgage, and cards — then use Money Map to rank what matters for you.
Best rates from online banks
Lock in yield with FDIC-insured CDs
High rates plus flexible access
Best available APR
Best rate from 50+ lenders
Rewards and balance-transfer fit
Recent rate moves.
Trailing 30-day change, largest moves first · from 150+ tracked institutions
Ideas from the people who got this right.
Real principles from Buffett, Munger, Dimon, and others — translated into the money decision you’re facing this week.
“Ask who earns money from your yes.”
Every financial product you hold was recommended by someone. When the person managing your money earns more by steering you toward one product over another, the cost tends to land on you.
Educational commentary only. None of the individuals referenced are affiliated with or endorsing SwitchWize. Principles are drawn from public shareholder letters and public record — SwitchWize’s editorial interpretation, not a direct quotation attributed as speech.
Rate sites show options. SwitchWize tells you what to do next.
In about 90 seconds, Money Map turns your savings, debt, mortgage, and card habits into a ranked action list. The goal is not more browsing; it is the highest-impact move first.
Shows options and reviews so you can research products.
Shows rates and market tables so you can compare offers.
Finds your best next financial move and ranks it by dollar impact.
Money Map checks more than savings. It ranks opportunities across savings, debt, cards, and mortgage so your next step is clear.
Run My Money Map →Traditional savings at 0.38% vs 4.20% available. That's a real leak on every dollar sitting still.
See savings rates →How it works
Tell us roughly how much you have in savings, your mortgage rate, and what cards you carry. No login required.
We compare your numbers against 150+ institutions across savings, debt, mortgage, and cards.
Opportunities are ranked by estimated annual dollar impact — your highest-value move is always first.
Free tools that turn your numbers into clear decisions.
Cash Efficiency Score
Savings yield, card rewards, and account fees combined into a 300-850 score.
Financial Health Score
Net worth, debt, savings rate, and retirement pace — benchmarked against U.S. households your age.
Track the accounts you care about. We’ll email you when they move.
Pick categories to watch. We check every morning and only write to you when a rate you’re watching actually changes.
✓ One email per change, not per day · ✓ Unsubscribe in one click · ✓ No affiliate bias
Track a specific bank instead →Illustrative: on every $10,000 you keep in savings, a move like this is worth about $15/yr more. Your real alert email shows your own tracked accounts.
Cost Matters Applied to Business Bank Fees That Scale With Your Balance
John Bogle's published cost-matters principle, applied to a business bank account whose fees scale with a growing balance, quietly costing more in dollar terms as the business succeeds.
Read essay →Cost Matters Applied to Where Idle Cash-Cushion Money Actually Sits
John Bogle's published cost-matters principle, applied to the opportunity cost of holding a cash cushion in a low-rate checking account instead of a competitive, equally liquid savings account.
Read essay →The New Grad Money Playbook: Your First Paycheck (2026)
Your first real paycheck arrives with no instructions, and the decisions you make in the first month compound for forty years. This is the setup playbook: claim the free 401(k) match, split the paycheck before you can spend it, open the Roth IRA that fits your low tax bracket now, build credit, and handle student loans without derailing the rest.
Read guide →The New Parent's Money Playbook (2026)
A new baby reorders your finances overnight, and the internet's first instruction, open a college fund, is the wrong place to start. This is the first-year money playbook in priority order: protect the income and the guardianship first, absorb the cash-flow shift, then choose a savings account, with the 2026 numbers and the new Trump Accounts explained.
Read guide →The Retirement Withdrawal Playbook: Turning Savings Into Income (2026)
Decades of advice teach you how to save for retirement. Almost none teaches you how to spend it down. This is the complete playbook for decumulation: how much is safe to withdraw, which accounts to draw first, and how to handle sequence risk, Roth conversions, RMDs, and Social Security.
Read guide →The Self-Employed Money Playbook: Taxes to Retirement (2026)
When you work for yourself, no employer withholds your taxes, funds your retirement, or subsidizes your health plan. You build all of it, and the freelancers who thrive treat it as four systems. This is the complete playbook: the 15.3% self-employment tax and quarterly payments, the retirement accounts that let you shelter far more than an employee can, irregular-income cash flow, and benefits.
Read guide →Questions
Frequently asked questions
What SwitchWize is, how it stays free, and how the rankings work.