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Loans & CreditPersonal & Auto Loans
Personal Loan Calculator — Monthly Payment & Total Cost
Calculate your exact monthly payment and total interest for any personal loan amount, rate, and term.
Personal Loan Details
$15,000
$
10.99%
%
Results
LiveMonthly Payment
$491
Total Repaid$17,676
Total Interest$2,676
Monthly Payment$491
Total Repaid$17,676
Total Interest$2,676
How to use
Change one assumption at a time to see what moves the answer most.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
Personal loan rates vary dramatically — from 7.49% for excellent credit to 36% for fair credit. The same $10,000 loan costs $1,400 more over 3 years at 18% vs 8%. Rate shopping matters enormously.
How to Use It
- 1Enter the loan amount
- 2Enter the APR offered by the lender
- 3Set the loan term (months)
- 4Compare your payment across different rates to see the value of shopping
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