RMD Calculator (Required Minimum Distribution)
Calculate your required minimum distribution from traditional IRAs and 401(k)s. Updated for SECURE Act 2.0 (RMD age 73).
Inputs
Use your retirement account's balance as of December 31 of the prior year
RMDs begin at age 73 under SECURE Act 2.0
At age 75 with $500,000, your RMD this year is $20,325.
Missing an RMD triggers a 25.00% penalty (10.00% if corrected within 2 years). Mark your calendar for December 31.
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RMD Calculator (Required Minimum Distribution) helps users make a investing & retirement decision with clearer numbers, assumptions, and next actions.
Frequently Asked Questions
Everything you need to know.
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Why This Matters
RMD Calculator (Required Minimum Distribution) helps users make a investing & retirement decision with clearer numbers, assumptions, and next actions.
How to Use It
- 1Enter your numbers in the input panel.
- 2Review the live results and interpretation on the right.
- 3Use the goal outputs to compare options or plan the next step.
- 4Use the related links below if you want to move from analysis to action.
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