Historical archive
Auto Loans history
A rate archive for seeing where auto loans has moved, what the current rate means, and which SwitchWize action fits next.
Historical archive
Auto Loans over time
3 mo
5.20%
30 d
5.31%
Today
5.20%
Archive high
5.31%
Highest observed point in this archive window.
Archive low
5.20%
Lowest observed point in this archive window.
Archive average
5.25%
6 observations summarized for context.
Archive table
Current rate: 5.24% APR — 6 observations
12 mo5.31%Avg 8.51%
9 mo5.20%Avg 8.51%
6 mo5.31%Avg 8.51%
3 mo5.20%Avg 8.51%
30 d5.31%Avg 8.51%
Today5.20%Avg 8.51%
Verified existing coverage
Use what SwitchWize already has
GuideBest Auto Loans: Top Lenders Ranked by Rate, Term, and Total CostA ranked comparison of the best auto loans in 2026. Includes APR by credit tier, new vs used rate differences, loan term total-interest math, and preapproval strategy.GuideAlly High Yield Savings Review: Features, Rates & VerdictOur ally high yield savings review breaks down Ally's current APY, Buckets feature, automated Boosters, pros, cons, and competitor comparison for 2026.GuideHow to Get a Car Loan: Rates, Requirements, and Where to ApplyAuto loan rates vary by 3–5 percentage points depending on where you borrow. Here's how credit score affects your rate, where to get the best terms, and how to avoid dealer financing traps.GuideHow to Get Pre-Approved for an Auto Loan Before You BuyGetting pre-approved for an auto loan before visiting a dealership gives you a rate benchmark, negotiating power, and protection against dealer financing markups. Here's how to do it in 30 minutes.CalculatorAuto Loan Payment and Affordability PlannerCalculate the real monthly car payment after taxes, fees, trade-in, down payment, APR, loan term, payment-to-income, loan-to-value, and dealer markup sensitivity.ComparisonProduct comparisonExisting SwitchWize comparison page connected to this rate.